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| 30 YEAR FIXED CONFORMING |
| 15 YEAR FIXED CONFORMING |
| 3/1 LIBOR ARM |
| 5/1 LIBOR ARM |
| 7/1 LIBOR ARM |
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30 YEAR FIXED CONFORMING
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 6.25% | 0.75% | 6.416% | | 6.375% | 0.5% | 6.518% | | 6.5% | 0% | 6.595% |
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15 YEAR FIXED CONFORMING
Term: 15 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.625% | 0.75% | 5.896% | | 5.75% | 0.5% | 5.982% | | 5.875% | 0.25% | 6.068% |
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3/1 LIBOR ARM
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 6% | 0.75% | 6.05% | | 6.125% | 0.5% | 6.058% | | 6.25% | 0.25% | 6.066% |
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5/1 LIBOR ARM
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.375% | 0.625% | 5.814% | | 5.5% | 0.375% | 5.839% | | 5.625% | 0% | 5.853% |
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7/1 LIBOR ARM
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.5% | 0.75% | 5.833% | | 5.625% | 0.25% | 5.85% | | 5.75% | 0% | 5.89% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $2,000. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $2,000. Your actual APR may be different depending upon these factors.
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